Chen Wenhui the agricultural insurance is part of the area of false contract issues such as the deve

securities times network from the inspection situation, parts of different degrees exist problems of false, false claims underwriting, internal control is weak and insufficient service, individual place has also taken various negative coping to check. In June 5th, the Ministry of finance, the China Insurance Regulatory Commission to convene the inspection group part of big agriculture province held a work meeting, vice chairman of CIRC, Chen Wenhui said.

is a comprehensive summary of the agricultural insurance work, to further standardize the market behavior, perfecting the agricultural insurance system, promote the sustained and healthy development of agricultural insurance, Insurance Regulatory Commission, the Ministry of finance since 4 at the beginning of the organization to carry out a joint inspection of agricultural insurance in the national scope.

Chen Wenhui stressed, CIRC finance ministry attaches great importance to the examination, will be examined as an implement the Party Central Committee and the State Council spirit, a comprehensive summary of evaluation of agricultural insurance development in recent years progress, deeply touched rows of problems and risks, further improve the agricultural insurance system the important opportunity, elaborate organization, solid progress, achieved remarkable results.

Chen Wenhui, the next step to adhere to verify check check deep penetration. The inspection group to increase the inspection, to be violations forms, causes, influence and responsible personnel thoroughly clear, the real objective of a comprehensive grasp of the situation. Two stick to prosecute the re. For all kinds of influence of the central policy effect and the violation of farmer rights and interests the inspection found illegal acts, adhere to the "zero tolerance", be severely punished, deter illegal behavior. Three to think deeply, put forward the suggestion. The final purpose is to further improve the examination of consolidating the foundation of agricultural insurance system. We must see the essence through the phenomenon, simply find the crux of the problem, through the deep research on the analysis of the causes of the problems, put forward constructive comments and suggestions to ensure the sustainable development of agricultural insurance. (center of dispatch of net of negotiable securities times)

Posted in cell phone jammer | Tagged , | Leave a comment

Health insurance market critical period of the outbreak _ Phoenix Financial

health insurance market critical period of the outbreak of

major disease insurance next year Puzhang insurance enterprises to speed up the layout of health management industry

reporter Ye Qi reported in Beijing

near the end of the year, and health insurance market has been ahead of the smell of the breath of winter to spring.

according to the CIRC’s latest data, the first 11 months of this year, the national insurance industry realized the total income of 1588638000000 yuan, a year-on-year growth of 11.53%, the total premium has more than 2012 full year, fast growth and part mainly focus on health insurance and agricultural insurance, the health insurance business achieve premium income of 102200000000 yuan, a year-on-year growth of 28.58% safety, health, PICC Health, harmonious and healthy, KunLun health the 4 health insurance premiums are high growth scale. The Taiping Insurance Sales sources, new year’s day after a major insurance company risk of major diseases also will increase prices.

with the rapid growth of health insurance premium and policy frequent positive, many insurance companies on the health industry has perspective and new action, using health risk management as the breakthrough point to improve health industry chain has become the industry consensus.

safe health insurance force Internet

recently, safe health insurance "coaching" news that the health insurance market has been quiet to lift not small billows.

12 month 18 days, the industry that Wang Tao, former vice president of Alibaba Group will join the peace group, as safe health insurance CEO succession safe health insurance chairman Lu Min work. This is also following the Huaxia Fund, former deputy general manager Zhang Houqi as general manager of Ping An pension after a "crossover" executive peace group again usher in. Data shows, Wang Tao joined Alibaba Group in 2004 November, former vice president and President of the software technology position, Ma his "five tigers will be" one of. In 2009, Wang Tao resign venture, the establishment of Ju Teng network technology company.

"In fact, in addition to

Wang Tao, peace has also recently dug many Internet backbone enterprises. Can bold use of transboundary personnel in such a professional health insurance, the transition to peace in the traditional health insurance business on the determination has obviously, ultimately is to create healthy management integration platform of an internet." A person close to the peace group told reporters.

reporter understands, since this year, peace from the Internet community frequently digging, so far there have been dozens of high-end talent is recruited to help. In May, the Brazilian Femore (Fernando Moreira) as chairman and CEO Ping An ditch companies, before Femore was stationed in the safe backup project consultants hsbc. In July, China Taiwan "China Trust Bank" chief Innovation Officer and bank card, the payment business CEO Tu Deyan joined the peace group, in charge of the center of innovation and innovation fund, responsible for planning and promote group significant business mode innovation and science and technology innovation. Last year, in Intel, eBay and AMD and other Internet companies for many years senior manager Wu Shixiong took over the safe technology, build the hatching of Internet Innovation Industry >

Posted in cell phone jammer | Tagged , | Leave a comment

Cast even insurance investment boom picks up outperform the stock fund investment linked insurance s

Although

this year A-share market as A whole unsatisfactory, but cast even insurance market is still maintained a relatively high investment boom degrees, the majority of investment linked insurance account rate of return on investment in this year achieved positive growth. But the personage inside course of study points out, investment linked insurance and capital market closely, investors to participate in the cast even insurance investment should pay attention when smoothing risk.

according to our data center statistics, only 651 than the stock fund net value of the data in this year the overall decline of 4.09%. But cast even insurance market is relatively weak, the newspaper data center statistics, in a complete trading data of 223 cast even insurance account, there is a positive growth of 119 accounts realized this year rate of return on investment, investment linked insurance account rate reached 0.57% in the overall investment return this year, not only significantly better than the A shares the performance of the market, but also more stock funds have better investment value.

it is understood, cast even insurance account is in this year remained relatively ideal investment rate of return, mainly because of its insurance company reduces the risk of asset allocation, the China Insurance Regulatory Commission website data released on Wednesday showed, as of the end of 5 insurance companies for stocks and securities investment funds of about 814113000000 yuan, accounting for the balance of the total 9.82% the use of insurance funds, the year fell below 10% for the first time, so the A share market volatility to vote even influence insurance account yields relatively small.

Shenyin investment adviser Tan Fei that cast even insurance gains advantages are mainly embodied in the process of long-term investment, on the other hand, if investors early surrender with security investment linked insurance products, not only take account spread loss will lose the original security. So those of liquidity have higher requirements of investors is not suitable for participation in investment linked insurance investment. In the specific operation, the applicant may choose a "fixed" investment. That is, every fixed cycle investment with fixed amount, its biggest advantage is the average investment cost, choose to avoid the risk of timing error.

Zhejiang securities investment adviser Chen de pointed out that if an investment linked insurance products of similar products in the ranking system is always more in front, that in the product’s investment management level is relatively good, investors may be in the history of the better performance of the insurance company in the choice of investment linked insurance products. In addition, investors can convert between different levels of risk revenue ledger accounts, the realization of a more active risk control.

Posted in cell phone jammer | Tagged , | Leave a comment

CIRC last year the insurance premium income of the original 1.72 trillion premium income of CIRC _ P

after each reporter Huang Junling from Beijing

yesterday (January 22nd), China Insurance Regulatory Commission issued the premium data, the year 2013 data show, the year 2013 the real face of original insurance premium income of 1.72 yuan, a year-on-year growth of 11.2%. The insurance company, the original insurance premium income of 648116000000 yuan, a year-on-year growth of 17.2%.

The use of insurance funds

, 2013 December compared with November, the insurance funds to increase the allocation of bank deposits 82900000000 yuan, in the offbeat investment of insurance funds to increase 94600000000 yuan.

data shows, in the use of insurance funds, by the end of 2013 the use of funds amounted to 7687341000000 yuan, grow 12.15% than the beginning; the bank deposit 2264098000000 yuan, accounting for more than 29.45%; the bonds of 3337542000000 yuan, accounting for more than 43.42%; stocks and securities investment funds 786482000000 yuan, accounting for more than 10.23%.

2013 year in December compared with November, the insurance funds to increase the allocation of bank deposits 82900000000 yuan, in the offbeat investment of insurance funds increased by 94600000000 yuan, an increase of 10500000000 yuan investment in bonds, stocks and securities investment funds, an increase of 30800000000 yuan.

this, an insurance Asset Management Co Lee told the "daily economic news" reporter said, in 2012, the China Insurance Regulatory Commission issued a series of new investment, let a lot of investment channels of insurance funds, insurance funds so alternative investment in 2013 this piece of rapid growth.

China Insurance Regulatory Commission yesterday released data also show that life insurance companies in the original insurance premium income of 1074093000000 yuan, a year-on-year growth of 7.86%.

is calculated based on the original insurance premium income, the top three life insurance companies is respectively: 326700000000 yuan, 146000000000 yuan, 103600000000 Yuan Ping An life.

it is worth noting that in 2013, the Department of banking insurance companies are still growing rapidly, compared with 2012, each company’s original insurance premium income growth rates are good. Among them, Agricultural Bank of life grew 75.6%; work silver AXA premium income in 2013 exceeded 10000000000 yuan, is 10200000000, an increase of up to 117%.

Posted in cell phone jammer | Tagged , | Leave a comment

Agricultural insurance violations zero tolerance CIRC Ministry of Finance launched a joint inspectio

/ reporter Lu Xiaoping in editing Sun Zhong

Huimin agricultural insurance underwriting, the existence of "false false claims, internal control is weak and insufficient service, individual place has also taken various negative coping to check". This is the healthy development of agricultural insurance must exceed the past hom.

The China Insurance Regulatory Commission, the Ministry of finance since the

4 year at the beginning of the organization to carry out a joint inspection of agricultural insurance in the national scope. Reporter yesterday from the China Insurance Regulatory Commission was informed that, after 2 months of investigation, June 5th, CIRC Inspection Group Treasury convened the work conference held in agricultural big province.

agricultural insurance is an important party and government Huimin engineering. The CPC Central Committee and State Council attached great importance to the agricultural insurance, the Third Plenary Session of the eighteen decided to put "perfect agricultural insurance system," General Secretary Xi Jinping in Central Rural Work Conference "on the instructions of agricultural insurance must do well".

in recent years, the development of agricultural insurance has achieved positive results, in the implementation of the central government to strengthen agriculture and benefit farmers, rich peasants policy to prevent and dissolve the risks of agricultural production, stable income farmers, the implementation of national food security strategy has played a positive role. 1-4 months of this year, the agricultural insurance of primary insurance premium income was 7382000000 yuan, 0.54% year-on-year drop.

agricultural insurance problems appear in the policy subsidy funds can not be truly farmers. From the inspection situation, parts of different degrees exist problems of false underwriting, false claims, internal control is weak and insufficient service, individual place has also taken various negative coping to check.

this, vice chairman of CIRC, CIRC Chen Wenhui stressed that the Treasury Department attaches great importance to the examination, will be examined as an implement the Party Central Committee and the State Council spirit, a comprehensive summary of evaluation of agricultural insurance development in recent years progress, deeply touched rows of problems and risks, further an important opportunity for good agricultural insurance system, elaborate organization, a solid advance and has achieved remarkable results.

concern is currently available to solve the problems and find No. From the case has exposed, agricultural insurance case is often nest case, not only relates to the insurance company, but also relates to the rural cadres. The main body of the agricultural insurance in the crime of bribery and corruption, is mainly in charge of agricultural insurance work, participate in or handling the insurance company directly responsible person, Township Agricultural Service Center staff and villagers committee staff.

Chen Wenhui said, must see the essence through the phenomenon, simply find the crux of the problem, through the deep research on the analysis of the causes of the problems, put forward constructive comments and suggestions to ensure the sustainable development of agricultural insurance.

at the same time, he showed that attitude, to insist on thorough investigation of re. For all kinds of influence of the central policy effect and the violation of farmer rights and interests the inspection found illegal acts, adhere to the "zero tolerance", be severely punished, deter illegal behavior.

it is reported that the next step the CIRC will stick to check the verify check through deep. The inspection group to increase the inspection, to be violations forms, causes, influence and responsible personnel thoroughly clear, the real objective of the whole >

Posted in cell phone jammer | Tagged , | Leave a comment

The board change rules demanding payment to the control may not appear the tug of war Anbang insuran

after each reporter Meng Xianglin

2 month 14 days, (600383, the closing price of 6.06 yuan) issued a "simple equity change report", as at present, the company shareholders life through two levels of market transactions accumulated hold the shares of the company the right to vote has reached 10%. "Daily economic news" reporter discovery, this is already the life third times Jupai Jindi group, while the Anbang insurance had in December 3rd last year attacked the group, the shareholding ratio of 5%. To this, the market generally felt that, holding the right to dispute the group has already started.

, however, there are people in the industry to the "daily economic news" reporter said, from the current attitude of the parties, the group compared to the other room to be more demanding of the members of the board of directors change rule, for control of the tug of war is difficult to appear, the possibility of insurance funds and real estate enterprise Qiangqiang cooperation more.

series

Jupai risk capital

1 at the end of last year, life through its insurance fund account for the first time to spend 1661000000 yuan to sign the group, after the group last year, a quarterly, life shares reached 290000000 shares, shareholding ratio reached 6.49%; as of November 1st last year, life life together to have the group 7.852% of the shares, more than the first big shareholder Futian investment.

then life announced last November 18th that authorized 4.81% stock voting rights to the Futian investment, making Futian investment and concerted action may exercise the voting right of shareholder shares amounted to 574000000 shares, the proportion of votes for 12.83%, saved the first major shareholder status, life the proportion of votes to 3.2%. Surprisingly, the group announced in November 27th last year, life again Holdings 5% shares, plus the newly holdings of shares, life life up to now hold the group voting shares amounted to 10%.

it is worth noting that, if you count the life active delivered 4.81% voting shares, the actual holding the group’s equity ratio has reached 14.808%, higher than the proportion of shares the first big shareholder investment Fukuda and concerted action with 8.02% people at present. And staggered changes are in life life, Futian investment two shareholding ratio, another insurance company to "dataichangxi Anbang insurance". Last December 3rd, the group said the announcement, Anbang insurance through two levels of market transactions accumulated equity holding the group has reached 5%, hitting Jupai line.

the group ownership structure has been dispersed, the two insurance enterprises competing holdings to let the market for corporate control rights belong to produce more association, then the control the group of future is likely to change?

the "daily economic news" reporter to call the investor identity of the group, the company staff said: "life is identity as holdings of financial investors, is also optimistic about the prospects of the company based on the shareholding ratio of the top ten shareholders of the company has been in close proximity, does not exist in the true sense control >

Posted in cell phone jammer | Tagged , | Leave a comment

Hubei province foreign trade enterprises will fasten the export insurance with foreign trade enterpr

Changjiang Daily News newspaper news (reporter Xu Lanchao) in the future, our province’s foreign trade enterprises even in the face of credit, bad debts, also need not worry do Kuibenmaimai — to support foreign trade export enterprise, yesterday, led by the Provincial Department of Commerce, China Export and Credit Insurance Corp (Insurance Company policy, the establishment of investment countries referred to as the "Chinese credit guarantee") signed a financing agreement with ICBC and other three banks, five foreign trade enterprises, will play the financing function of export credit guarantees for foreign trade enterprises to solve the money problem. In addition, but also through export credit guarantees the insurance function, help foreign trade enterprises to reduce credit risk, account.

for foreign trade enterprises, the most important is to solve the problem if the withdrawal from circulation of funds, payment or back, credit insurance company will have to pay in order to reduce the losses of enterprises. Chinese believe the Wuhan camp tube department general manager Ye Xiaojian introduced, to 2013, SINOSURE Wuhan business department through the policy of export credit insurance has supported Hubei enterprises export 9310000000, to export enterprise to pay reparations for about 1124000000 yuan; Wuhan, MCC south, China Wuhuan, Fiberhome group and other key enterprises and more than 10 overseas investment, overseas engineering contracting projects provide credit insurance support, the total amount of nearly $1985000000 in contracts.

to Hubei Rong Textile International Trade Co. Ltd for example, after the company due to receive foreign trade orders, but to the bank for loans, but because of no fixed assets rejected. The first half of this year, China credit insurance for the enterprise security, get 1500000 yuan of loans from the bank, to solve the financing problem of the enterprise.

also because of financing difficulties, many enterprises have order also dare not take. One entrepreneur said that at present the bank in the credit lending very cautious, many foreign trade enterprises face "no shortage of orders for lack of funds" predicament.

Posted in cell phone jammer | Tagged , | Leave a comment

The insurance company equity intensive listing or lift industry mergers and acquisitions climax equi

/ reporter Wang Xiaowei

insurance company has recently become regulars equity listing transfer "". China Securities News reporters from several property rights exchange was informed that, equity insurance companies century life, Anxin agricultural, public insurance etc. Recently intensive listing for the transfer of. Analysis of the industry pointed out that, along with the "insurance company merger and acquisition management measures" formally implemented in June 1st, the insurance industry equity interbank transfer barriers to sweep, the insurance company equity intensive listing, is expected to set off a new upsurge of industry mergers and acquisitions. Notable is, the larger proportion of Anxin agricultural equity transfer, once successfully find the disk access, or become the new deal after the first cases of insurance industry acquisitions successful case.

performance is not just as one wishes

reporter found out, the recent listing of insurance companies are state-controlled or state holding enterprises, and are larger scale. From the number of employees, a hundred years of life insurance Limited by Share Ltd with 12726 people first, the public insurance Limited by Share Ltd for 1887 people, Anxin agricultural insurance Limited by Share Ltd relatively small size, number of employees for 624 people.

listed company "age" is not a. Dazhong insurance registered in Shanghai in 1995, the registered capital of 1432500000 yuan; Anxin agricultural establishment in 2004, the registered capital of 500000000 yuan; the "youngest" 100 years of life was founded in 2009, but the company registered capital of up to 2360000000 yuan.

addition, listing insurance companies have more distinct business characteristics. To shun agriculture as an example, Shanghai agricultural insurance started earlier, from 1991 onwards, Shanghai city will use the insurance mechanism to resolve in agriculture natural risk, the implementation of the government to promote, the insurance company agent, saving to stay local, the formation of agricultural insurance risk fund, this kind of management pattern continued into 2004 Anxin agricultural insurance company the establishment of. Anxin agricultural insurance after the establishment of the company, the main business in Shanghai agricultural insurance business, business area is involved in Shanghai, Zhejiang and Jiangsu three.

but because of premium income growth has noticeably slowed in recent years, the listing of insurance company performance is not ideal. One hundred years of life in 2013 net profit of 370000000 yuan loss. 2014 March, the company is still not able to losses, to achieve 4200000000 yuan revenue, but net profit loss 8080000 yuan again. Taking December 31, 2013 as the base date of the evaluation, the book value and the assessment of the value of the net assets of the company were 1277290000 yuan and 2753520000 yuan, the corresponding evaluation of transfer of the target value of 116670000 yuan. One hundred years of life the proposed listing transfer 4.2373% stake, the quoted price is 122500000 yuan, higher than the assessed value.

public insurance performance loss is more serious. In 2013 the company achieved operating income of 1400000000 yuan, net profit of 150000000 yuan loss; the first 2 months of 2014, the company business income is 95060000 yuan, net profit of 18280000 yuan loss again. Taking June 30, 2013 as the base date of the evaluation, the book value and the assessment of the value of the net assets of the company’s branch >

Posted in cell phone jammer | Tagged , | Leave a comment

Internet insurance annual increase two times difficult to shake the bancassurance channel status of

[Abstract] relative to total assets exceeding 8 yuan of insurance industry, the volume of Internet insurance about 29000000000 yuan the proportion is still too small, Internet insurance is still stay in the fight gimmicks and spell high yield stage.

Securities Times reporter Ceng Yanxin

as a new channel of insurance sales, Internet insurance has been high hopes, the average annual growth rate of two times the high growth rate also shows great potential for expansion.

, however, in the past January, the bancassurance market record to achieve 156273000000 yuan of new single scale premium, an increase of more than three times. Analysts said, the bancassurance channel is still an important channel of the life insurance companies, Internet insurance short-term or shake its status.

Internet insurance an annual increase of two times

insurance sales through the Internet, the insurance enterprises is a new path is attractive and imagination. Since the 2000 peace launched the first website direct marketing, insurance enterprises have not given up develop efficient network marketing mode to.

, however, until 2011, Internet insurance business have a high growth rate obviously. China Insurance Industry Association yesterday released the "Internet insurance industry development report" shows, from 2011 to 2013 3 years, Internet insurance premium scale increased from 3199000000 yuan to 29115000000 yuan, 3 years overall increase of 810%, an average annual growth of more than two times.

at the same time, more and more enterprises to join the Internet insurance is insurance camp. In 3 years, the business of Internet insurance business of the company from 28 rise to 60, with an average annual growth rate of 46%; insurance customers increased to 54366600 from 8157300, an increase of more than five times.

despite the amazing growth, but relative to the total assets exceeding 8 yuan of insurance industry, the volume of Internet insurance about 29000000000 yuan the proportion is still too small, Internet insurance is still stay in the fight gimmicks and spell high yield stage, essence of the profit impact of limited.

analyst Liu Jun said that the future of Internet insurance can play a role, the key lies in the insurance company’s innovation ability, at present the Internet sales channel and traditional channel worse than many. However, on the part of small and medium-sized insurance enterprises, the Internet sales channel has begun to affect its operating performance.

last year "double 11" during, Kuo Hua life by throwing a 7% rate of return products won 526000000 yuan premium income, and in 2013 a year, Guohua life insurance premium income of the original and the insured investment fund new fee total also however 2157000000 yuan. Marketing through the Internet, Kuo Hua life one day to complete the annual premium income 24.39%.

the bancassurance channel hit a single month record

Internet insurance develop prosperously, but bancassurance channels as the representative of the traditional channel is the main channel of insurance sales.

The interbank market the Securities Times reporter obtained

data display, into 41 life insurance companies in statistics last month in the bancassurance market business growing rapidly, to achieve 1>

Posted in cell phone jammer | Tagged , | Leave a comment

Bottom Greatwall life solvency farce capital long way Greatwall life _ Phoenix Financial

Yang Rui

just ten days time, Zhengde life staged on and regulatory solvency dispute "farce" makes the industry shock. Prior to this, apart from the luxury executive team, staged a drama of the outside shareholder disputes, Zhengde life was suspended after the new business attitude, also make the industry greatly puzzled.

6 month 19 days, the China Insurance Regulatory Commission to Zhengde life shareholders, directors, supervisors, executives informed of the CIRC to the company on-site inspection, pay ability and other. The China Insurance Regulatory Commission said: "on any subject, including Greatwall life insurance, as a result of illegal will make no exception to take regulatory measures, and not because of whether there is a contradiction between the size of company, capital property is different, shareholders, and to adopt a different attitude of supervision and monitoring of Guan Cuoshi."

, according to people familiar with the matter, the "farce" mainly due to Zhengde life in solvency and regulatory differences, is behind the long-standing contradiction between the shareholders. The only way to solve the problem of the shareholders — reached consensus and increase, the people in it difficult.

solvency "farce"

as of June 18th, Zhengde life has three "propaganda" regulators.

6 month 4 days, Zhengde life received CIRC regulatory letter. The regulatory letter shows that a quarter of Zhengde life submitted at the end of the solvency adequacy rate of 182.7%. But according to the CIRC inspection, Zhengde life in the land use right transaction and the corresponding accounting treatment, through the "government subsidies" and "other receivables" project inflated real capital.

according to the CIRC for the lack of solvency company regulatory measures, Greatwall life insurance business, investment and other aspects to regulatory restrictions.

this Greatwall life did not choose the first time to communicate and regulators, but insisted his not solvency problems. In three time "propaganda", Zhengde life two times stressed that its solvency adequacy ratio compliance with regulatory requirements.

Greatwall life first "propaganda" said: "although we are very shocked, hurt and puzzled, but for the industry regulatory decision, we have to pay attention to and implement, work overtime on Sunday (June 8th) held an emergency meeting of the whole system".

later, the night of June 13th, Zhengde life second "propaganda" said: "he is a responsible company, Zhengde life shareholders are shareholders bear the good. Now, because of the regulatory letter published has caused people and the whole society turbulence, with the surrender runs the group event symptom, must take urgent measures to stabilize the crisis prevention unrest by. No matter the current solvency of the company is 182.7% or -87%, only through the expansion of capital that the company will soon be restored to normal operation, can make people and regulators assured; if all the shareholders United Kuogu capital, the company can tide over the crisis through."

and the China Insurance Regulatory Commission in June 19th also clearly pointed out that Zhengde life in inflated capital on two >

Posted in cell phone jammer | Tagged , | Leave a comment